Understand Your Money

Stop being confused about where your money goes. Learn to confidently track every dollar coming in and going out, so you can build a stable household plan.

Build a Budget That Works

Forget complicated, restrictive spreadsheets. We will walk you through creating a simple, realistic monthly budget using practical worksheets that fit your busy lifestyle.

Make Smarter Decisions

From everyday grocery purchases to major structural life moves, develop the lasting confidence to make informed financial choices that align entirely with your long-term goals.

About the Course

You don't need to be a financial expert to feel more confident managing your money. You just need a strong foundation and practical tools you can use in everyday life. This course is designed for adults who want to better understand their finances, whether you're learning where to start, trying to make ends meet, or simply looking for a clearer way to manage your money. Throughout the course, you'll learn how to understand your income and expenses, create a realistic budget, make informed consumer choices, organize your financial records, and develop savings and income plans that fit your circumstances. Each module includes practical examples and worksheets to help you apply what you're learning to your own financial situation. Let's build your financial foundation one step at a time.

About Your Instructor

This course was created from a simple belief: when people have access to clear, practical information, they are better equipped to make informed decisions for themselves and their families. That belief reflects the legacy of Kamesha Appleton Thomas, who dedicated her life to helping others find answers, resources, and opportunities to improve their lives. Through the Kamesha Appleton Thomas Memorial Charity, that spirit of service continues through education, outreach, and resource sharing. This course is one way we put that mission into action. Through practical lessons, real-world examples, and worksheets, our goal is to make financial literacy easier to understand and apply—giving you the knowledge and tools to make more informed decisions about your money and your future.

What You'll Learn

6 Chapters · 38 Lessons

    1. (Included in full purchase)

      Module I Objectives

    2. (Included in full purchase)

      Understanding Money

    3. (Included in full purchase)

      Income vs. Expenses

    4. (Included in full purchase)

      Income vs. Expenses Tracking Sheet

    5. (Included in full purchase)

      Importance of Budgeting

    6. (Included in full purchase)

      Personal Budgeting Discovery Sheet

    7. (Included in full purchase)

      Module I Assessment

    1. (Included in full purchase)

      Module Objectives II

    2. (Included in full purchase)

      Building an Income Plan

    3. (Included in full purchase)

      Building a Savings Plan

    4. (Included in full purchase)

      Savings Target Finder

    5. (Included in full purchase)

      Prioritizing Bills

    6. (Included in full purchase)

      Three-Tier Bill Prioritization Matrix

    7. (Included in full purchase)

      Cash Flow and Spending Tracking

    8. (Included in full purchase)

      Thriftiness and Consumer Choices

    9. (Included in full purchase)

      Module II Assessment

    1. (Included in full purchase)

      Module III Objectives

    2. (Included in full purchase)

      Financial Records Organization

    3. (Included in full purchase)

      Financial Records Storage Hub Tracker

    4. (Included in full purchase)

      Basic Tax Filing Concepts

    5. (Included in full purchase)

      Module III Assessment

    1. (Included in full purchase)

      Module IV Objectives

    2. (Included in full purchase)

      Understanding Debt-to-Income

    3. (Included in full purchase)

      Personal Debt-to-Income Snapshot

    4. (Included in full purchase)

      Credit Cards, Interest, and Minimum Payments

    5. (Included in full purchase)

      Prioritizing Different Types of Debt

    6. (Included in full purchase)

      Working with Creditors

    7. (Included in full purchase)

      Safe Debt Relief Agency Checklist

    8. (Included in full purchase)

      Student Loans and Tax Debt

    9. (Included in full purchase)

      Module IV Assessment

    1. (Included in full purchase)

      Module V Objectives

    2. (Included in full purchase)

      Debt Settlements and Shuffling Debt

    3. (Included in full purchase)

      Retirement Loans and Withdrawals

    4. (Included in full purchase)

      Bankruptcy as a Last Resort

    5. (Included in full purchase)

      Emergency Options Vetting Guide

    6. (Included in full purchase)

      Module V Assessment

    1. (Included in full purchase)

      Course Completion

    2. (Included in full purchase)

      End of Course Exam

Ready to Master Your Money?

Stop wondering where your money goes. Start building the financial foundation you deserve. Join hundreds of students who are taking control of their finances—and their futures.

$50.00

Enroll Today